A smart panel replaces (Span) or sits beside (Lumin) your breaker panel and puts every circuit under software control. It shows per-circuit use in an app and does dynamic load management, shedding low-priority circuits to keep the house under its service limit.
The 100A house adding an EV and a heat pump
Take a 1965 Gordon Head house or a 1948 Esquimalt bungalow on 100A with an electric range, dryer and hot water tank. Add a 48A EV charger and a heat pump, and the Canadian Electrical Code load calculation fails, even though the house rarely draws 60A.
The usual fix is a 200A service upgrade. Underground services, BC Hydro upgrading its own equipment, or awkward mast and meter placement push the cost up, and on some rural and underground-fed properties the utility side alone can make it a big job. BC Hydro's connection queue has run from a few weeks to a few months.
A smart panel leaves the 100A service alone. A Span (replacing the panel) or a Lumin (installed beside the existing panel, and usually the less expensive of the two) keeps the house from exceeding the service rating. The CEC permits electric vehicle energy management systems, and Technical Safety BC accepts these installs with proper documentation.
Go with the smart panel when it's cheaper and faster than the upgrade, usually because of an underground service, a long utility wait or heritage constraints.
Newer 200A homes
If you already have 200A, as most newer homes do, a smart panel solves a problem you don't have. A 200A house usually takes a 48A charger, a heat pump and everything else with room to spare. A smart panel there buys you an energy app. A $200 clamp-on monitor (an Emporia Vue or similar) gives you most of the same information.
Before you sign a quote:
- Proprietary hardware. Any electrician can service a conventional panel, breakers cost $20–$60, and it lasts for decades. A smart panel ties you to one company's cloud service and parts supply for its whole life.
- Rebates change. What provincial rebates cover (panel upgrades, EVEMS, chargers) changes from year to year. Check what's current, but don't let a rebate choose your hardware.
- If the only problem is the EV charger, an EVEMS costs much less. See below.
Get the load calculation before you buy hardware
We'll run the CEC load calculation and quote the smart panel, the 200A upgrade and the EVEMS side by side, and tell you which one we'd pick. Book a panel assessment →
The cheaper option: EVEMS
If your 100A panel fails the load calculation only because of the EV charger, an EVEMS (electric vehicle energy management system) like the DCC-9 or DCC-10 does the job. It pauses charging during the few minutes a day when the house load peaks, then resumes. The car still charges fully overnight.
It usually costs far less than a service upgrade or a smart panel. Several chargers (including Wallbox and Tesla) can do a version of this with a current-monitoring accessory, sometimes for less.
The decision table we use:
| Your situation | Usual best answer | Relative cost* |
|---|---|---|
| 200A service, adding EV and/or heat pump | Install them, no panel work needed | No extra panel work |
| 100A service, adding EV only | EVEMS (DCC or charger-native) | Lowest |
| 100A service, adding EV + heat pump, straightforward overhead service | Conventional 200A upgrade | Moderate to high |
| 100A service, EV + heat pump, difficult upgrade path (underground, heritage, utility delays) | Smart panel (Span or Lumin) | Moderate to highest, depends on the panel |
| Planning solar + battery backup soon | Smart panel is worth it here | Quote-specific |
*Relative cost only. Every job is quoted after the load calculation, and the load calculation decides, not the table.
A smart panel pays off with solar and batteries (more common on the rural Saanich Peninsula and in Metchosin, where outages can run long). It lets a modest battery back up the whole panel by shedding circuits. Without one, a handful of circuits have to be moved to a separate critical-loads sub-panel.
If you're not adding batteries, a conventional 200A panel and service upgrade adds capacity that lasts for decades, with no app and no dependence on a company staying in business.
One visit, three quotes
We do the load calculation and give you side-by-side quotes for the EVEMS, the smart panel and the conventional upgrade, with our pick. Book the assessment →
Sources & further reading
Canadian Electrical Code / BCEC provisions for electric vehicle energy management systems: CEC Sections 8 and 86; Technical Safety BC information bulletins on EVEMS acceptance: technicalsafetybc.ca.
Provincial EV charging rebates: electricvehicles.bchydro.com. Rebate eligibility for panels, EVEMS and chargers changes, so confirm what's currently available.
Manufacturer documentation: Span and Lumin published specifications and installer pricing, 2025–2026.
Cost ranges: typical 2024–2026 CRD estimates, informed by Esteban Torres's two decades in the trade. Estimates only; underground services and heritage homes often fall outside these ranges.
Keep reading
Wallbox vs Grizzl-E vs FLO vs ChargePoint
Once the panel question is settled, how to pick the charger.
Read article Panel Upgrade GuidesWhy your Victoria panel might need an upgrade
The conventional-upgrade side of this decision, in detail.
Read article Service pagePanel upgrades & smart panels
What affects the cost, the process, and which panels we install.
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